behr oil based paint Historical costs differ from current values If you are unemployed and also you need a loan mod so that your family in their home, it's not just you. In the United States unemployment is rising and the entire country is feeling the consequences. You are fearful of foreclosure. There are options available to you. Since unemployment is unquestionably a common occurrence, the Home Affordable Program strongly encourages banks to work with homeowners. Targeted. The plan is formulated in accordance with the principles, policies and relevant laws and regulations of the party and the state, and formulated in accordance with the actual situation of the system and the department. The purpose is clear and instructive. Accounting earnings include only realized gains, and exclude unrealized gains and losses, the economic benefits will be enterprise's operating earnings and are favorable to the same treatment, regardless of whether they have been implemented. Thus, in general, accounting gains are less than economic gains, and the difference is mainly in the interest. So naturally the lender wants to avoid foreclosed as much as one does. In an attempt to keep you, the financial institution, at home the bank can do what they can to work with you. In order to assist you to keep the home, the bank will give you to provide a mortgage modification. The mortgage modification is created to help you and the bank from falling in value.