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2. The factory system period Point five: look at the repayment risk. Reimbursement risk fee, is that when investors corresponding borrower overdue list creditor's rights or bad debts, so risk fee reimbursement amount of account can be used to repay the principal and interest first, this will let next fall risk level, safety coefficient is relatively high, so it is more important, investors when the choice must be made sure. ? Social Value: The social important thing of an organisation is defined as the cost-effective value designed for the society. It measures the positive ramifications of the business on its human capital. Healthy labour practices, corporate community development and workplace behaviour are some from the key metrics towards measuring the social value of your organisation. This approach seeks to align the organization interests with the labour interests inside organisation.The social sustainability approach seeks to develop and nurture sustainable relationships inside the external and internal community. The government also told the bank of England that it could increase its $25bn in regular funding schemes, which means that this is unlikely to change.