vegetable oil spread It's easy to figure out that businesses typically exploit human resources to acquire increasing profits. /Salary deduction, overwork without pay and refusal to award promotion are perceived as normal things in the majority of companies, which overly stretch the labor force at the expense of personnel loss. /The advertising agency provides the relevant example to clarify the point. The account executive is responsible for the communication between the clients and designer, who undertakes the critical duty. However, the persons on the position works overnight but get the minimum wage above the bottom line of society. Therefore, the rate of labor loss in advertising industry marks high notoriously. Overusing human resources definitely means the sacrifice of employee's loyalty. The research analysed five years’ trading connection between 1000 UK individuals split evenly into three age-based groups: 18-30, 30-50 and 50+, while using highest age being over 80. The five years ended in October 09 and so covered bull and bear markets, the banking collapse of 2008 and the volatile 2008/9 markets. Point 2: look at the mortgage. The p2p platform is a credit loan or a mortgage. If it is a mortgage, it depends on what the mortgage is mainly, such as real estate, vehicles, etc., the loan risk of the mortgaged property is much smaller than the credit loan. If there is a risk, the company will sell the mortgage of the borrower to the investor. Wealth managers say that not only the collateral, but also the mortgage rate, which is the percentage of the value of the debt and the collateral. The mortgage rate is mainly to prevent the mortgage from not sufficient to cover the debt. If it is not, the risk of investment will increase and the situation of repeated mortgage will be avoided.