oil price chart 20 years Isn't technology grand? It has certainly changed the way in which bank accounts are managed. Paying a visit to the lending company is not a lot of fun. Driving right down to the local bank branch to wait in line and hear fellow patrons complain is one area. But to always do that and feel the joy of reaching a teller that hates being there up to you need to do is the one other. Thank goodness for online banking! You mean it's actually possible to perform manage my financial affairs in the comfort of my home? Sign me up-as long since there aren't any fees to complete so. There aren't? I have died and arrived at banking heaven. Palmer said: "I'm worried about the British retailers are now in the midst of a perfect storm, interest rate decisions in November, rising inflation, real wages, falling credit availability and the UK to take off the European uncertainty increased, these during the Christmas season for caused an unprecedented pressure on household budgets, pushed consumer confidence to historic lows. "Historically, the concept of income has first appeared in economics. Adam Smith, in the wealth of nations, defined income as "the amount of consumption that is not eroded by capital", and saw it as an increase in wealth. Later, most economists inherited and developed this view. 1890, ai (Alfred Marshall Maarshell) in its "the principles of economics," the Adam Smith's "wealth increase" enterprise, introduced the concept of earnings, is proposed to distinguish the entity capital and value-added benefits of economic benefits. This approach periodically revised future plans based on the implementation of the plan and changes in the environment, and moved forward over the period to integrate short-term and medium-term plans organically. As it is difficult to accurately predict the future of the plan work affect organizational survival and the development of economy, politics, culture, technology, industry, customers and other factors change, and as the extension of planning period, the uncertainty is greater and greater. Therefore, the implementation of a planned implementation of a mechanical, or mechanical, and static execution of a strategic plan by a number of years ago may result in significant errors and losses. Rolling planning can avoid the consequences of this uncertainty. The specific approach is to make plans in a very short and thin way. The importance of gasoline was not recognized in the 19th century, when it was used in a great deal of kerosene. The oil refining then relied on simple distillation processes to separate the different components of the oil from the boiling point. The boiling point of the kerosene component is higher, and the use of safety when lighting lamps becomes the main product of crude oil refining, while gasoline and other components are often burned as fuel. By the mid - to late 19th century, the successful use of gasoline engines in 1886, in 1886, the gasoline engine was successfully used as a driving force, thus the importance of gasoline increased. But using distillation, only 20% of the gasoline can be extracted from crude oil. In 1911, the standard oil company have solved the problem of low gasoline yield, by William burton and Robert hamm forest thermal cracking process of the invention, the heavy quality heating gas oil cracking of light gasoline fractions, such as to overall improve the gasoline yield, thermal cracking process in 1913 won the patent license in the United States. The subsequent catalytic cracking process has further improved the gasoline yield and octane value.