can baby oil be used as a lubricant "Austerity has failed and will only continue to undermine our economy in the brexit negotiations," he added. The views of munoz and sprawus In January, Ikano's top account paid 2.05 PC, while Secure Trust Bank now pays 2.51 PC. Frances O 'grady, chief secretary of the UK federation of industry and industry, said: "this suggests that brexit uncertainty has damaged the household budget. Work and living standards must be a priority in determining the best choice for brexit. The government should maintain a single market membership at the negotiating table. "