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You have to admit that it's always a disadvantage to try and take a step if you don't be aware of it. Don't just dismiss goal setting tips out of hand. If you've tried one solution before and you didn't start it ' so whether it's. Try another. The SMART (Specific, Measurable, Achievable, Realistic, Timeless) approach to goal setting techniques is probably the most frequent, but it is by no means on your own. So don't even think it can't ever be right for you because it hasn't up to now. There is another way of looking at it. The wisest among us would not use the word fear but would replace it with more acceptable notion and words such as ‘cautious’ and ‘wary’. Either way, fear defines most, if not everything that we do in life. Or should we say that fear starts to control us, our feelings and our thoughts? It is clear the two perspectives will certainly draw swords against the other quite often. Although many people agree that efficient markets are best for everyone, the steps that government have to take to obtain there often run counter for the microeconomic interests of business. Sometimes a merger should be blocked to foster competition. Sometimes disclosures must be legislated to ensure clientele may make informed decisions. And sometimes certain activities must be regulated or prohibited so that some usually are not financially harmed by others.