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The study of geology also encompasses Earth processes which can affect overall civilization. An earthquake can destroy a large number of lives in a few minutes. Also, tsunamis, floods, landslides, droughts, and volcanic activity may have an enormous influence on civilization. Geologists study those processes and can recommend action plans to minimize damage in the event that such events will occur. For example, by studying flood patterns of rivers, geologists can recommend areas to stop when building new cities,towns, and residential neighborhoods in order to prevent future damage. Earthquake science, although a very difficult division of study, might help minimize problems for life and civilization by estimating where earthquakes are likely to occur (referred to as fault lines) also to recommend the technology to use within the construction of buildings over these vulnerable areas. Invoice factoring, also is referred to as accounts receivable financing, is a valuable part of many different industries, like the food distribution industry. In the world of food distribution (equally as it's in most other industries), cash flow is a significant issue that rolling around in its extreme cases, may even sink a company. In other cases it could prevent expansion and growth, which is not a good situation to stay either. 4. The number of arguments which they make