enterprise risk managment The optimal combination of benefits and risks is the best combination of benefits and risks. If the benefit is certain, the risk is minimized; The difference between the income and the total income has been realized A CBI survey of 109 companies this month found that online sales of black Friday and cyber Monday were "unremarkable". Citi Bank India offers Internet banking plan to customers having Citibank account. Their online service allows their clients to handle funds and other activities such as online bill payments, alerts, viewing account activities, online money transfer and receiving of online statements. Existing customers can login with user ID and password. New customers should create account number, ATM/Debit Card Number and ATM PIN. The same is true of unconventional interventions in corporate bonds and mortgage-backed securities. Not surprisingly, the concept of central bank independence obviously help to specific financial institutions - and this time, the whole society are under unprecedented economic pressures - soon become politically toxic.