how to earn money at the age of 12 Ť he returned to the top five-year bond, because record lows in January has significantly improved, now pay 22 PC more than the beginning of the year. Marvin Loh, senior fixed income strategist at BNY Mellon, Modern economy, the interest rate as the price of money, not only restricted by many factors in the economic and social, and changes in interest rates to have a great impact on the economy as a whole, as a result, modern economists are studying the interest rate decision problem, pay special attention to the relationship between the variables and the balance of the economy as a whole, the interest rate decision theory has experienced the classical interest rate theory, Keynes's interest theory, interest rate in loanable funds theory and is-lm analysis as well as the contemporary evolution of dynamic interest rate model, the development process. Market is the inevitable product of the division of labor and the development of commodity economy. At the same time, the market also promotes the social division of labor and the further development of commodity economy during its development and expansion. The market through information feedback directly affects the production of people, how much production, and the market time, product sales status, etc.; Middle link commodity economy development process, supply and sale, the parties to provide production, supply and sale parties exchange places and other exchange, exchange time, to realize the commodity producers, operators and consumers their own economic interests. With the development of p2p, many people in the market have been hurt. Many people in the market have begun to reject the p2p in particular, but they are also conflicted, and are afraid and rejected by the high yield. In fact, high-yielding p2p wealth management products are not from high risk, and they are not unreliable. However, after all, financial investment is risky. For investors, how to find safe and reliable channels to ensure their high yield is the most important issue.