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ENDOWMENTS: Perhaps in addition to pensions essentially the most widely recognised of mis-selling issues. Once again Lloyds TSB was fined a record ?1million in December 2002 from the FSA with the bank setting aside ?165 million to pay between 42,000 and 46,000 policy owners (averaging ?4000 per policyholder). The mis-sold endowment mortgages occurred between 1995 and 1999. As well as the Abbey Life arm of Lloyds TSB also involved were other providers identified by the FSA including Royal London Group, Royal Scottish Assurance (portion of RBS), Scottish Amicable, Royal and Sun Alliance and Winterhur. An estimated 430,000 homebuyers were in receipt of the total of ?1bn in compensation. In June 2005, the Financial Ombudsman Service (FOS) revealed it turned out receiving 1,300 endowment mis-selling claims per week. Widespread unsuitable recommendations of mortgage endowments were made to unsuspecting consumers, again these hints being driven by large commissions. The PC version from the Iron Man movie game was just a poor console port in the PS2 version of the game. The develops couldn't even see fit to give PC gamers the PS3 or Xbox 360 version, but instead went the cheap route and place your low-tech PS2 one. Have you ever seen what PS2 quality graphics appear to be with a PC? This game looked and played like something from your decade ago, and lots of PC gamers started leaving warnings about it on message boards and everywhere else. What a rip-off considering how good the movie was. We have all had relationships in your past which didn?t work. Then there is one that got away, but shouldn?t have. This is one that felt like it absolutely was can be. This is the the one which felt like soul mates yet just wouldn't work. You experienced such as the Universe conspired to bring the pair of you together against all odds and all the signs were good and pointed towards the pair of you becoming together. How do you ignore a relationship similar to this? Round-the-world tickets are offered by airline alliances, a sort of partnership among groups of airline carriers. The three biggest alliances are Oneworld, Sky Team and Star Alliance. The alliance agreement makes booking round-the-world passes easier and usually cost-effective. Purchasing a round-the-world ticket from an alliance group also lets you collect mileage points inside same group, providing a good accumulation of points once you return home (to be used on the next trip!). After 2 yrs the series was published step by step. Without the advice of friends and invaluable assistance of the Puslisher, Harry Clarke, the job would have been impossible. However, Corinda succeeded in producing what has now get to be the most classic encyclopedia of mental magic. For this, he has received many honours - including recognition from The Magic Circle who awarded him membership for the Inner Circle with Gold Star - a covetous award.