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British Glass is organising a one-day seminar on funding for decarbonisation and energy efficiency work on Thursday 2 November (north of England, venue TBC) – which will be attended by British Glass members’ and non-members. What is so competent about Netflix anyway? Well firstly, you don't have to wait for the movie or show being playing on television, and try to be free in the proper time. You just choose what you look for to look at, and start streaming it immediately. You don't even should wait for a file to download, you watch the movie when you are streaming. If you think that the economy just isn't affecting your favorite movie stars, reconsider that thought. The economy has been hitting every industry hard, like the film industry. For example, Disney just isn't quite as willing to fork up Nicholas Cage's usually fee while they had for that first couple of installments of National Treasure. The economy is affecting Hollywood film production in countless ways, including which movies are increasingly being made. ENDOWMENTS: Perhaps in addition to pensions essentially the most widely recognised of mis-selling issues. Once again Lloyds TSB was fined a record ?1million in December 2002 from the FSA with the bank setting aside ?165 million to pay between 42,000 and 46,000 policy owners (averaging ?4000 per policyholder). The mis-sold endowment mortgages occurred between 1995 and 1999. As well as the Abbey Life arm of Lloyds TSB also involved were other providers identified by the FSA including Royal London Group, Royal Scottish Assurance (portion of RBS), Scottish Amicable, Royal and Sun Alliance and Winterhur. An estimated 430,000 homebuyers were in receipt of the total of ?1bn in compensation. In June 2005, the Financial Ombudsman Service (FOS) revealed it turned out receiving 1,300 endowment mis-selling claims per week. Widespread unsuitable recommendations of mortgage endowments were made to unsuspecting consumers, again these hints being driven by large commissions.