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Do some research on agency costs and charges before deciding if your company is ready for just one. Determine a target yearly afford advertising should you haven't already. In addition, look at what you will be already paying for purchased ad space. Can your financial allowance sustain a boost from what you're spending now? Today, enormous food franchise for sale is available in the market. It is observed that over the past few years, the tendency of Indians living in tier1 and tier2cities have been changed a lot. With changing lifestyle and eating habit, food and beverage industry has dominated the market and mesmerized each and every section of society. Especially children and young people are fond of eating fast foods such as Pizza’s, burgers, etc. Traditional Indian dishes are being replaced by these yummy and delicious cuisines. On the other hand, the industry has also employed near about 10 million people in the areas of food processing and food servicing in all over the world. ENDOWMENTS: Perhaps in addition to pensions essentially the most widely recognised of mis-selling issues. Once again Lloyds TSB was fined a record ?1million in December 2002 from the FSA with the bank setting aside ?165 million to pay between 42,000 and 46,000 policy owners (averaging ?4000 per policyholder). The mis-sold endowment mortgages occurred between 1995 and 1999. As well as the Abbey Life arm of Lloyds TSB also involved were other providers identified by the FSA including Royal London Group, Royal Scottish Assurance (portion of RBS), Scottish Amicable, Royal and Sun Alliance and Winterhur. An estimated 430,000 homebuyers were in receipt of the total of ?1bn in compensation. In June 2005, the Financial Ombudsman Service (FOS) revealed it turned out receiving 1,300 endowment mis-selling claims per week. Widespread unsuitable recommendations of mortgage endowments were made to unsuspecting consumers, again these hints being driven by large commissions.