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I've long made a joke that credit cards are evil. But that's far from the truth. When a person who is responsible using money runs on the plastic card responsibly, credit cards are not evil whatsoever. Try leasing a car or creating a hotel reservation with no charge card. Credit cards offer a degree of protection whenever you make purchases. For instance, if you buy something online, and you are unhappy by it, or it's rarely sent to you, you will find the choice of disputing the charges in your credit card. It can shield you from lots of the possible risks of purchasing something from a mysterious company. Riya comes from a celebrity family, as her grandmother Suchitra Sen is one of the greatest Bengali actresses of Bengali films. Her mother Moon Moon Sen has also been an actress and her father is really a part of a Tropura Royal family. Her paternal grandmother Ila Devi, was the princess of Cooch Behar, whose younger sister Gayatri Devi will be the Maharani of Jaipur. Before moving to Mumbai, she lived with her parents and sister Raima Sen, who's also an actress, in Kolkata.