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As any first-year econ student will advise you, there are 2 disciplines in economics - microeconomics and macroeconomics. And they don't like one another. As the U.S. Congress prepares dropping the hammer about the financial services industry, consider the forces which can be butting heads and why it is simply given that they've made a decision to do so. Microeconomics may be the area that business students gravitate towards. Profit maximization may be the mantra, with marginal costs and fixed costs optimized to generate businesses the maximum amount of money as is possible. Microeconomics blogs about the world over the eyes from the CEO, who looks to accomplish laptop computer for his company - earn more income and deliver value.