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In 2018, we need: Job lose is more common and greenies who are unemployed are pondering if their applications for loan modification will likely be approved. Actually, it is more challenging for unemployed homeowners to obtain their loans approved by lenders and the difficulty boosts the longer the homeowner continues to be without work. We have been using internet banking for quiet sometimes now. Even though there was internet banking security breach occasions, however the percentage is quite small. People has learned to be very careful and protecting themselves when using internet banking. Internet banking users are smart people plus they know how to protect their computer from malware and hacker which has the possibility to get rid of into their internet banking account.