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Rising out of your ashes in the banking collapse of 2008, alternative banking practices are actually available. And have been for quite a while. Well, I guess the banking community wants another chance to help us manage our money. Thanks to the Federal Reserve, it's as if they are getting that chance for some time to come. Planning is not only the premise and criterion of organization, command and coordination, but also closely related to the management and control activities. The plan sets the data, scales and standards for various complex management activities, which not only provide direction for control, but also provide a basis for controlling activities. Experience tells us that unplanned activities are uncontrollable and uncontrollable. Because the control itself is to correct the deviation of the deviation plan, to keep the management activities consistent with the objectives. The difference between financial capital preservation and physical capital preservation