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UK faces longest fall in living standards since records began, says thinktank Although "toys" r "us" on Thursday is facing potential management problems, but if you can't reach a deal with endowment lifeboat, then the number of retailers would increase by 22%, nearly 8000, face "significant financial trouble". Begbies Traynor, a bankruptcy consultancy. Point 4: look at the guarantee. If the high yield p2p wealth management products of the platform are guaranteed, and the strength of the guarantee company, investors need to study it clearly.