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First of all, the earnings of the fund in 2017 are in an uncertain environment. The first half of the market is in a period of "cash shortage". Towards the end of the year, the central bank started to fight for the "money shortage", so monetary policy eased and interbank money market rates fell. As a result, yu 'ebao's yields suddenly fell below the 4 per cent mark. According to the carrying capacity, there are minivans (under 1.8 tons), light trucks (1.8-6 tons), medium goods vehicles (6-14 tons) and heavy trucks (over 14 tons). Not long ago, U.S. debt long positions were near historic highs. The CFTC's holdings report showed that as of Dec. 12, the 30-year U.S. debt had a net gain of 10.091 million, the highest level since last July. The value contains human consciousness and the double development of life, including the unity of human and external nature. All the development of the self - world is of value. The core essence of value is the free man, and the man who creates himself is the free man. Man is the ultimate object of value, man is the value ontology, man's behavior is the source of value, and the development of man is the result of value. The development of human beings is the unity of human's inner contradictions and external contradictions. It is the overall development of human consciousness and human life and the whole development of human and nature. That is, the self-creation of man and the unity of external creation and creation of nature, and the creation of this freedom is also the value behavior, so the whole value is the realization of freedom Borrowing a personal loan is one of the best ways to finance an adoption, meet immediate wedding expenses, consolidate existing debt, meet other small-term expenses and even finance a dream vacation. What’s more, banks, credit unions and lending companies often lend personal loans without asking too many questions. Thus, personal loans are easy to borrow! Personal Loans are easy to borrow  However, as these loans are unsecured, the interest rates are higher than other secured loans; considering the high risk involved. The heavy monthly interest rates are capable of breaking the borrower’s back. However, when the borrower does not have collateral to offer, personal loans are the best alternative. However, to avoid bearing the heavy interest burden, it is advisable to shop for a personal loan, Wareham diligently. Finding the right interest rate on personal loans  Sources of personal loans are many. On one hand are the lending companies, banks and credit unions and on the other hand are peers, friends and relatives. Mostly, interest rates offered by friends, relatives and peers are lower than the interest rates charged by banks and credit unions. As a personal loan Wareham is unsecured, interest rates levied by banks and credit unions are higher; considering the high risk level. However, they are lower than the interest rates levied by other lending companies and private lenders. Since credit unions are non-profit organizations, the rates are affordable compared to other financial institutions. Moreover, the fees charged by them are also lower than the others. What’s more, they are a good option for borrowers with a low or bad credit score. Borrowing from banks is the next best alternative as their rates are also lower compared to lending companies and loan shops. Credit cards are also a good way to borrow money for short-term expenses. However, repayments can soon go out of hand in case of default in monthly payments. However, banks also provide a zero percent credit card for borrowers with an attractive credit scorefor purchases up to a year or so. So, if your relatives and friends fail from providing a personal loan, banks and credit unions are the next best alternative. Yet another great way to make purchases with loans is hire purchase or installment system. Here, the loan can be repaid over a specified period of time. However, deafly in monthly payments result in the transfer of the possession to the lender. The right interest rate As discussed earlier, interest rates on unsecured loans are higher. The interest rates however fluctuate in tune with the credit score. A borrower with an attractive credit score attracts a more affordable interest rate compared to the one with a poor credit score or unattractive credit history. What’s more, some lenders consider the earnings, job stability, monthly income and others before determining the interest rate.It is therefore, important for borrowers to build their credit score to borrow a personal loan at the right interest rate. But hey! Come on baby boomers' it isn't yet the end around the globe! . . Just widen your horizon and open your options! . . Don't you realize that using your $1,000 / month pension you'll be able to still need your 'dream retirement' in the tropics and live like a king? With that budget, you can rent an appropriate fully furnished 2 BR bungalow or 2 BR Apartment or Condo, with complete amenities! You can even possess a caregiver to look after you or perhaps a maid/servant to serve and allow you to doing household chores! You can shop the selection of food or dine in fine restaurants and definately will reside in a nice community and co-exist with the warm and hospitable 'locals' with a smile, who speak and understand a foreign language! The conversion of commodity value into cost price + profit (k+p) includes the possibility of deviation from the residual value. Because profits for more than the balance of cost price, and the cost price is less than the goods value, it provides the individual capitalists in cost price above and below the value of the possibility of selling goods, so that to achieve the profit with the goods actually contains surplus value does not agree in number. The capitalist makes use of the difference between the value of the commodity and the cost price, as a driving force in the market competition. As the competition between different production department and the free flow of capital, make different special margin balance into average profit margins or average profit margins, so that the profits further into average profit, realize the amount of capital to achieve the same amount of profit. In the usual case, the average profit and the surplus value are inconsistent in quantity. The average profit is proportionately proportional to the total amount of capital in advance and not the amount of live labor that is governed by individual capital. This and make an objective truth, essentially profits is the product of capital, it is nothing to do with labor, in this way, capital on the relationship between the wage labor to make money and to be make, will be further. It is a leading enterprise in the domestic fluorine chemical industry, and the recovery of refrigerant is conducive to the improvement of the company's performance. The new material and the electronic chemicals business continue to advance, this time together the big fund will accelerate the company electronic chemical material localization progress. We maintain the forecast of 0.53/0.62/0.71 per cent EPS for 2017-2019 and maintain a "buy" rating.